Do You Need Travel Insurance in India?

You have decided on a holiday and are excited about the prospect of seeing new shores and meeting new people. Chances are you would pack your suitcase to the fullest, and then start taking things out once you realise that the suitcase won’t close. However, there is one thing that you absolutely must pack –your travel insurance policy.

In India, the situation is no different. Crisscrossing this country can be quite challenging owing to the sheer diversity. You can never know exactly what could go wrong over the course of your travel. You might end up under the weather or worse, sustain an injury that needs immediate medical intervention. This is also why travel insurance in India is an absolute necessity, something that cannot be compromised.

Stated below are a few important reasons you should buy travel insurance in India right now:

  • Injuries While Travelling

An injury can be as simple as spraining your ankle or as severe as breaking a bone. Should you go vacationing to hilly terrains, there could be the off chance that you fall and sustain a severe injury. The condition of roads in India can also be hazardous in some places, something that only adds to the woes.

That being said, when you buy travel insurance like a holiday cover, it provides you with a safety net against any adversity, so that you stay insulated from any untoward eventuality over the course of your trip.

  • Falling Sick Due to Change in Weather

Water-borne diseases such as diarrhoea and cholera are some of the most common ailments among travellers in India. While these can be controlled most of the times, they may also lead to serious problems, including dehydration and gastrointestinal infections.

These diseases, once contracted, would warrant immediate hospitalization. It follows that your travel budget is likely to be stretched as you would have to get these conditions treated as soon as they get diagnosed. Waterborne diseases cover from Bajaj Finserv will be all that you need now, considering it would cover you from expenses incurred towards treatment of such conditions.

  • Loss of Baggage

The fear of having misplaced all or a part of the baggage, or other important documents for that matter, is no alien to one. While you might not have to worry much should you be travelling by your own vehicle, a guided tour, on the other hand, can throw up this challenge. Having lost your belongings and other valuables is not the ideal spot you can find yourself in, particularly in a place you have visited the first time.

A domestic travel insurance or baggage insurance can help you by reimbursing the amount you would have spent on procuring the necessary items all over again, after having lost your luggage.

  • You might require emergency evacuation

Considering you have backpacked to the Himalayas to quench the avid adventurer in you, you’d ideally want to be prepared for any adverse eventuality, should you get stuck at a remote spot there. More importantly, you might end up at the local hospital to get adequate nursing for an injury that you sustained.

Hospitalization expenses for medical evacuation can mount quickly and wreck your travel budget. That being said, a travel insurance policy like a trek cover procured at the right time can insure your trip, providing you with the adequate coverage to sail through such crises in an unknown territory.

  • You might have to cancel/curtail the trip

God forbid, but trip interruptions and cancellations can happen anytime, spoiling some of your best-laid plans. While you would not be able to help the dampening mood that cancellations bring, the associated monetary losses can be kept in check to a large degree.

The best travel insurance plans in India can reimburse the expenses you incur – in the form of losses related to pre-booked flights, accommodation and other financial penalties — towards a particular trip cancellation or curtailment, for that matter.

Before you buy a travel insurance policy, it is advisable to carry out a thorough comparison across policies, in keeping with their coverage and the premiums you’d have to shell out.

Bajaj Finserv Pocket Insurance offers cost-effective insurance solutions for an array of travel related needs, ranging from personal trip insurance to home protection cover. With adequate coverage and affordable premiums, you can now rest assured about your trip and enjoy your day in the sun.

Top 10 Best Hidden Places In India

Continuing my series on What are the best and hidden places in India? Part 8

Land of untouched beauty, INDIA! Home to mighty mountains of Kashmir to breath taking vista of oceans at South, makes it one of the most beautiful places on earth. Exhibiting a number of natural attractions and unexplored sites at different corners of country, India is a lot more than curries and Bollywood! Picturesque valleys, historic towns, natural coastlines and rich culture of this country is enough to tempt you out to book cheap flights to India.

India’s top three destinations; Delhi, Agra and Jaipur renowned as the classic Golden Triangle is the perfect route for you to squeeze it into a week. Besides the classic, the land of diversity caters the Mughal Magic, Spiritual sites, beaches and waterways, thrilling wildlife encounters and not to forget the trekking on majestic mountains. Planning a tour to INCREDIBLE India can be mind-boggling for international travellers as this diverse land has lots to offer. Crazy, Beautiful, Overwhelming and Fantastic!

All these things collectively make India! Being one of world’s most astounding architecture, the best way to explore India’s most beautiful places is by slowing down! To extract best out of your trip, focus on a few destinations rather than ticking off as many as possible! Escape the monotonous routine, grab cheap flights for India and go out and claim your bit of the subcontinent!



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Hidden Gems in India to Visit Before You Die

Continuing my series on What are the best and hidden places to visit in India? Part 7

India is a land of many adventures, treasures and surprises. Though tourism in our subcontinent is a fast growing sector but there are many special places that only real travelers know and care about.

Here are hidden treasures in India that every traveler must visit before they die.

Laitmawsiang, Meghalaya

Laitmawsiang, Meghalaya, India

This small village located in Khatarshnong Laitkroh Block of East Khasi Hills, is the perfect hideout for people hungry for isolation in the lap of nature.

Chettinad Palace, Tamil Nadu

Chettinad Palace, Tamil Nadu, India

Rajasthan is not the only retreat for history enthusiasts. The Chettinad Palace in Tamil Nadu is a unique amalgamation of art, architecture and tradition.

13 Arch Bridge, Kerala

Arch bridge, Kerala

The 13 Arch Bridge of Kerala is located in Kazhathuruthi in Kollam district. This architectural marvel is a sight to behold. Constructed over a century ago with just rocks, the 13 Arch is also an architectural marvel.

Tada Falls/Ubbalamadugu Falls, Andhra Pradesh

Tada falls, Andhra Pradesh

These not so famous waterfalls of Andhra Pradesh are tucked away in beautiful hillocks and greenery. Hikers and trekkers looking for a quiet escape can be spotted around the falls.

Arvalem Caves, Goa

Arvalem Caves, Goa

The rock cut caves are monuments of the pre-historic life in Goa, a time of Pandavas and Mahabharata. These caves (located 9kms south of Bicholim Town) are now a rather recent discovery and are said to be a hide out for Pandavas during their exile.

Jhatingri, Himachal Pradesh

Jhatingri, Himachal Pradesh, India

Himachal is a popular tourist destination but this little abode is situated five kilometers from Ghatasni on way to Barot. The hill town is completely unspoilt and is perfect for those who don’t make/like a lot of noise.

Doodhpathri, Kashmir

Doodhpathri, Kashmir, India

Doodhpathari is considered one of the most beautiful meadows in India, and situated only 42 km away from Srinagar a visit here is almost mandatory.

Idukki, Kerala

Idukki, Kerala

One of the most beautiful districts hidden away from mad tourist crowds. But what it is an absolutely scenic drive through forest with signs telling you to watch out for elephants by the side of the road.

Chalakudy, Kerala

Chalakudy, Kerala

Move away Munnar and Thekkady, if you are the explorer kind then Chalakudy is just the place for you. It brings together hills, wildlife, waterfalls and backwaters of Mala and Azhicode along with a stunning Munakkal beach, all within itself.

Nagarhole National Park

Nagarhole National Park, India

Under conseration for UNESCO World Heritage Site, Ngarhole National Park has a reserve of wildlife and plants that will make for any photographer’s delight.

Adalaj Stepwell, Gujarat

Adalaj Stepwell, Gujarat

Known as one of the finest examples of ancient architecture in India. The stepwell is a historical monument that can make even the most modern travelers stop and stare.

Maithon, Jharkhand

Maithon, Jharkhand, India

Want to combine your obsession of exploration with travel, the Maithon is the place you have been waiting for.

Dr. Salim Ali Bird Sanctuary, Goa

Dr. Salim Ali Bird Sanctuary, Goa

A ferry ride away from Ribandar, the Bird Sanctuary is located in the island of Chorao. During the migratory months birds come from as far as Siberia, and are best spotted early in the morning.

Chikhaldara, Maharashtra

Chikhaldara, Maharashtra, India

Kitchakdari and Shakkal Lakes are amongst the many places of interest in this small place. From Gawilghur Fort to ancient temples and wildlife museum, Chikhaldara is truly a gem hidden from the popular eye.

Badami Caves, Karnataka

Badami Caves, Karnataka, India

Hidden in the Bagalkot district of north Karnataka, Badami Caves stand reminiscent of the great Chalukya architecture. The town used to be a capital of the Chalukya empire in 6th century.

Haflong, Assam

Even if you find Haflong too boring,  Halflong Lake is beautiful enough to keep you going for days in its admiration.

~ Thorma Heyerdal, consultant at Indiae-visa.com (2016-present)


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Difference between a sea and ocean?

Both the ocean and sea are large or vast waters-which account for 70 percent of the total land area.

Even as their waters, oceans, and seas are different in many ways;

First, oceans are waters between the continents, such as the Atlantic Ocean separating Africa from North/South America and Europe; the Indian Ocean separating India from Africa, Pacific Ocean separating North and South America from Asia.

The Ocean floor is made up of dense basaltic rock, this is a vast continuous body of water, which account for over two-thirds of the earth’s area.

The world has seven of these waters:

ocean, sea
7 ocean

On the other hand, a sea is a narrow body of water; smaller in size than the ocean. Generally, seas are very close to land or human habitation, and the sea floor is made up of light granite rock of the continent. A sea is mostly enclosed land of water, which could be bodies of water as shown in this map. The Mediterranean Sea, otherwise known as the Great Sea is a body of water connecting Africa and southern Europe, this water connects twenty-three countries (in Africa, Europe, and Asia) and four territories.

Mediterranean Sea

Sea Within Sea; Not With Ocean

Another difference between sea and ocean is, a sea or seas can be found within another SEA as in the case of the Mediterranean Sea. Within the Mediterranean Sea, they’re other seas, such as the Adriatic Sea, Sea of Crete, Ligurian Sea, Ionian Sea, Sea of Sicily, Alboran Sea, Balearic Sea, Tyrrhenian Sea, Aegean Sea, Myrton Sea, Levantine Sea, Gulf of Lion, Libyan Sea and many more. In the Black Sea, a strait connects it with another Sea of Azov. This is a common feature among the seas around the but not with oceans. Coming to Africa, the Red Sea another body of water through the Strait of Mandeb is connected to the Gulf of Aden, then to the Indian Ocean.

Depth: Oceans are deeper than seas, although, the sea is deep by its own standards and respect; however, oceans are deeper; the average depth of an ocean is put at 3.5 kilometers, which means, certain parts of oceans could be deeper beyond the 3.5 kilometers stretch. In many instances, it is always said, any part of the ocean with a-200-meter-depth, is nothing, but a deep sea. It may surprise you to know that there are underwater mountains, plains, and hills; of the two highest mountains in the world-Mounts Everest and Kilimanjaro-with 8,848 and 5865 meters-none equal in height to mountains in the Oceans, also with mountains in the seas.

The average ocean depth is 10,924 meters, the Arctic, the smallest ocean has an average depth of 5625 meters, while the deepest sea-the Caribbean Sea, also the largest of all the seas, has a depth of 6946 meters.

Coverage or Area: The areas covered by Oceans are far greater than the seas; even where there are multiple seas or bodies of seas within the same geographical area, oceans or oceans are larger. World water covers a total area of 361,900,000 square kilometers holding 1.35 billion cubic kilometers of water. Of the seven oceans-Pacific is the largest holding about 60,060,000 square kilometers of water; the Arctic, the smallest ocean, holds 5,427,000 square kilometers; while the Mediterranean Sea holds just 1,144,000 square kilometers of water.

Ocean Resources: Another difference between the sea and the ocean is that-World Oceans hold enormous resources, which mankind will never exhaust. The amount of world wealth-especially the HYDROCARBON PRODUCT in the oceans is stupendous-extremely astonishing. Since the industrial revolution of the mid-19th century, records or history shows that about 147 billion tons of oil have been pumped out for human consumption from world reserve; half of it, in the past 20 years. As of today, the conservative world reserve, which is reachable or explorable by modern technology is put at 157 billion tons, of this amount, 26 percent or 41 billion tons buried under ocean bed. In 2007, 1.4 billion tons of oil were sourced from the ocean; representing 37 percent of annual production.

On natural Gas, the oceans of the world harbor a chunk of world reserves-Middle East harbors considerably more gas in the “ocean floor” than any region; in the lead, is the South Pars/North Dome Oil field between Iran and Qatar. This is the world’s largest natural gas and condensate jointly owned by Iran and Qatar.

The International Energy Agency says it holds 50.97 trillion cubic meters (1800 trillion cubic feet) of In-situ gas and some 50 billion barrels of condensate with a volume equivalent to 360 billion barrels of oil, and 310 billion barrels equivalent of gas and 50 billion of bbl of condensate. This is the world’s largest conventional Hydrocarbon Accumulative-bigger than the Ghawar Oil field, which holds 170 billion barrels of original oil in place.

South Pars/North Dome-Gas Condensate Field-Jointly Owned by Iran and Qatar.

Finally, Animals in Oceans and Seas are Different:

Marine life in the seas is somehow different from those in the oceans-In oceans, we have microscopic organisms, plankton, bacteria, shrimps, big mammals-whale, sharks, dolphins, and many more. In the sea, we have both aquatic and amphibian; animals that live in the water and on the land. And because light can penetrate into the seawater than ocean water, it allows photosynthesis.

~ Silas O. Abayomi, Scholar, Researcher, Publisher, Mediator, Historian (2008-present)


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